#6 of 10 in our directory
PaystubCreator review: pricing and limits
PaystubCreator is an online paystub generator that costs $9.99 per stub, calculates federal, state and FICA withholding automatically, and has no free tier. It covers 3 document types — Pay stub (W-2 employee), Pay stub (1099 contractor), W-2. States covered: all 50 states. Price checked 20 October 2026.
Everything on this page is what PaystubCreator states about itself, checked 20 October 2026, except where a value is marked verified. Compare it against the rest of the list in our directory of paystub generators.
We earn nothing from these links, and no vendor paid for placement.

What PaystubCreator states
| Attribute | Value |
|---|---|
| Price per stub | $9.99 (vendor-stated, Vendor homepage, checked 20 October 2026. Single stub $9.99; 6 for $45.54 ($7.59 ea); 12 for $76.68 ($6.39 ea); 26 for $99.84 ($3.84 ea).) Source: Vendor homepage as of 20 October 2026 |
| Free tier | No (vendor-stated, Vendor homepage, checked 20 October 2026. Free preview, paid download.) Source: Vendor homepage |
| Watermark on preview | Yes (verified, Hands-on check by our editorial team, checked 6 September 2026. Confirmed by hand across all ten tools: the on-screen preview carries a watermark and the purchased PDF does not.) |
| Automatic tax calculation | Yes (vendor-stated, Vendor homepage, checked 20 October 2026. States it uses current IRS withholding tables (Publication 15-T) and the latest Form W-4 spec.) Source: Vendor homepage |
| States covered | All 50 states (vendor-stated, Vendor homepage, checked 20 October 2026. Handles California PTO accrual and New York meal break premiums.) Source: Vendor homepage |
| Documents produced | Pay stub (W-2 employee), Pay stub (1099 contractor), W-2 (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Templates | Not stated by the vendor (checked 20 October 2026) |
| Delivery | Instant PDF download, no email confirmation required (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Refund policy | 100% money back guaranteed for 30 days (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Support | 24/7 chat, phone +1 (855) 454-6444, support@paystubcreator.net (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Privacy policy | PaystubCreator privacy policy checked 20 October 2026 |
| Data retention | Not stated by the vendor (checked 20 October 2026) |
What it does well
- Calculates tax withholding automatically from the figures you enter.
- Produces 3 document types: Pay stub (W-2 employee), Pay stub (1099 contractor), W-2.
- Support stated as 24/7.
Limitations
- $9.99 for a single stub; the lower per-stub prices require buying in volume.
- Volume discounts require buying credits up front.
Who it suits
Anyone making several stubs — the 26-stub tier brings the price down to $3.84 a stub.
That is our editorial view, formed from the vendor’s published information. It is not a test result — we have not run this tool end to end.
PaystubCreator shows a rating of 4.4/5 from 770 reviews on Vendor-reported. We did not collect or verify those reviews and we do not publish a rating of our own.
Alternatives to PaystubCreator
Compare it against the rest of the list in our side-by-side table of paystub generators, or read about these three:
People who need more than a stub — W-2s, 1099s and employment verification from one place.
Anyone who also needs W-2s, 1099s or other IRS forms from the same account.
A low per-stub price with a free first stub, and it handles state-specific items like California SDI and NYC local tax.
Back to the directory of paystub generators.