#1 of 10 in our directory
Real Check Stubs review: pricing and limits
Real Check Stubs is an online paystub generator that costs $8.99 per stub, calculates federal, state and FICA withholding automatically, and has no free tier. It covers 5 document types — Pay stub, W-2, 1099, Employment verification, Employment agreement. States covered: all 50 states. Price checked 20 October 2026.
Everything on this page is what Real Check Stubs states about itself, checked 20 October 2026, except where a value is marked verified. Compare it against the rest of the list in our directory of paystub generators.
We earn nothing from these links, and no vendor paid for placement.
What Real Check Stubs states
| Attribute | Value |
|---|---|
| Price per stub | $8.99 (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage as of 20 October 2026 |
| Pricing detail | Buy 3, Get 1 Free: order four stubs and the fourth is not charged, bringing an effective $6.74 per stub at that quantity. It is a promotional campaign rather than standing pricing, so check it is still running before you rely on it. (vendor-stated, Vendor site promotion, checked 21 September 2026) Source: Vendor site promotion |
| Free tier | No (vendor-stated, Vendor homepage, checked 20 October 2026. No free tier — stubs are watermarked until purchase. A Buy 3, Get 1 Free promotion runs on volume orders, which is a discount on stubs you pay for, not a free stub to try.) Source: Vendor homepage |
| Watermark on preview | Yes (verified, Hands-on check by our editorial team, checked 6 September 2026. Confirmed by hand across all ten tools: the on-screen preview carries a watermark and the purchased PDF does not.) |
| Automatic tax calculation | Yes (verified, Confirmed by our editorial team, checked 6 September 2026. Vendor states “Accurate federal and state tax calculations”; our editorial team confirmed the calculation runs for all 50 states.) |
| States covered | All 50 states (verified, Confirmed by our editorial team, checked 6 September 2026. Not stated on the vendor’s own site. Confirmed by our editorial team: withholding is calculated for all 50 states.) |
| Documents produced | Pay stub, W-2, 1099, Employment verification, Employment agreement (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Templates | 15 (vendor-stated, Vendor homepage, checked 20 October 2026. Stated as '15+ Unique Pay Stub Templates'; an '18 designs available' figure also appears.) Source: Vendor homepage |
| Delivery | Instant PDF download (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Refund policy | Money-back guarantee referenced; terms on a separate refund policy page (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Support | 24/7 (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Privacy policy | Real Check Stubs privacy policy checked 20 October 2026 |
| Data retention | Not stated by the vendor (checked 20 October 2026) |
What it does well
- Calculates tax withholding automatically from the figures you enter.
- Produces 5 document types: Pay stub, W-2, 1099, Employment verification, Employment agreement.
- 15 pay stub templates stated.
Limitations
- No free tier; watermark on preview until purchase.
- The Buy 3, Get 1 Free offer is a promotion, not standing pricing — it can be withdrawn.
Who it suits
People who need more than a stub — W-2s, 1099s and employment verification from one place.
That is our editorial view, formed from the vendor’s published information. It is not a test result — we have not run this tool end to end.
Real Check Stubs shows a rating of 4.9/5 from 1,178 reviews on Vendor-reported verified reviews. We did not collect or verify those reviews and we do not publish a rating of our own.
Alternatives to Real Check Stubs
Compare it against the rest of the list in our side-by-side table of paystub generators, or read about these three:
Anyone who also needs W-2s, 1099s or other IRS forms from the same account.
A low per-stub price with a free first stub, and it handles state-specific items like California SDI and NYC local tax.
Low per-stub cost without a subscription, and 30 stated pay stub templates.
Back to the directory of paystub generators.