#1 of 10 in our directory
Real Check Stubs review: pricing and limits
Real Check Stubs is an online paystub generator that costs $8.99 per stub, calculates federal, state and FICA withholding automatically, and has no free tier. It covers 5 document types — Pay stub, W-2, 1099, Employment verification, Employment agreement. States covered: all 50 states. Price checked 6 September 2026.
Everything on this page is what Real Check Stubs states about itself, checked 6 September 2026, except where a value is marked verified. Compare it against the rest of the list in our directory of paystub generators.
What Real Check Stubs states
| Attribute | Value |
|---|---|
| Price per stub | $8.99 (vendor-stated, Vendor homepage, checked 6 September 2026) Source: Vendor homepage as of 6 September 2026 |
| Pricing detail | Buy 3, Get 1 Free: order four stubs and the fourth is not charged, bringing an effective $6.74 per stub at that quantity. It is a promotional campaign rather than standing pricing, so check it is still running before you rely on it. (vendor-stated, Vendor site promotion, checked 21 September 2026) Source: Vendor site promotion |
| Free tier | No (vendor-stated, Vendor homepage, checked 6 September 2026. No free tier — stubs are watermarked until purchase. A Buy 3, Get 1 Free promotion runs on volume orders, which is a discount on stubs you pay for, not a free stub to try.) Source: Vendor homepage |
| Watermark on preview | Yes (verified, Hands-on check by our editorial team, checked 6 September 2026. Confirmed by hand across all ten tools: the on-screen preview carries a watermark and the purchased PDF does not.) |
| Automatic tax calculation | Yes (verified, Confirmed by our editorial team, checked 6 September 2026. Vendor states “Federal, state, FICA, and YTD calculations automatic”; our editorial team confirmed the calculation runs for all 50 states.) |
| States covered | All 50 states (verified, Confirmed by our editorial team, checked 6 September 2026. Not stated on the vendor’s own site. Confirmed by our editorial team: withholding is calculated for all 50 states.) |
| Documents produced | Pay stub, W-2, 1099, Employment verification, Employment agreement (vendor-stated, Vendor homepage, checked 6 September 2026) Source: Vendor homepage |
| Templates | 15 (vendor-stated, Vendor homepage, checked 6 September 2026. Stated as '15+ Unique Pay Stub Templates'; an '18 designs available' figure also appears.) Source: Vendor homepage |
| Delivery | Instant PDF download (vendor-stated, Vendor homepage, checked 6 September 2026) Source: Vendor homepage |
| Refund policy | Money-back guarantee referenced; terms on a separate refund policy page (vendor-stated, Vendor homepage, checked 6 September 2026) Source: Vendor homepage |
| Support | 24/7 (vendor-stated, Vendor homepage, checked 6 September 2026) Source: Vendor homepage |
What it does well
- Calculates tax withholding automatically from the figures you enter.
- Produces 5 document types: Pay stub, W-2, 1099, Employment verification, Employment agreement.
- 15 pay stub templates stated.
Limitations
- No free tier; watermark on preview until purchase.
- The Buy 3, Get 1 Free offer is a promotion, not standing pricing — it can be withdrawn.
Who it suits
People who need more than a stub — W-2s, 1099s and employment verification from one place.
That is our editorial view, formed from the vendor’s published information. It is not a test result — we have not run this tool end to end.
Real Check Stubs shows a rating of 4.9/5 from 1,178 reviews on Vendor-reported verified reviews. We did not collect or verify those reviews and we do not publish a rating of our own.
Alternatives to Real Check Stubs
Compare it against the rest of the list in our side-by-side table of paystub generators, or read about these three:
Anyone who also needs W-2s, 1099s or other IRS forms from the same account.
A low per-stub price with a free first stub, and it handles state-specific items like California SDI and NYC local tax.
Low per-stub cost without a subscription, and the widest stated template selection.
Back to the directory of paystub generators.