#2 of 10 in our directory
ThePayStubs review: pricing and limits
ThePayStubs is an online paystub generator that costs $11.99 per stub, calculates federal, state and FICA withholding automatically, and has no free tier. It covers 12 document types, listed in full below. States covered: all 50 states. Price checked 6 September 2026.
Everything on this page is what ThePayStubs states about itself, checked 6 September 2026, except where a value is marked verified. Compare it against the rest of the list in our directory of paystub generators.
We earn nothing from these links, and no vendor paid for placement.

What ThePayStubs states
| Attribute | Value |
|---|---|
| Price per stub | $11.99 (verified, Checkout pricing confirmed by our editorial team, checked 6 September 2026. Single stub $11.99. Volume: 2 for $23.98, 3 for $35.97 (all $11.99 each), then discounts begin — 4 for $39.96 ($9.99 ea), 5 for $42.75 ($8.55 ea), 6 for $45.54 ($7.59 ea), 10 for $65.90 ($6.59 ea). Not published on the public site; confirmed at checkout.) as of 6 September 2026 |
| Pricing detail | $11.99 for one stub. Volume discounts available: 4 for $39.96 ($9.99 ea), 5 for $42.75 ($8.55 ea), 6 for $45.54 ($7.59 ea), 10 for $65.90 ($6.59 ea). (verified, Checkout pricing confirmed by our editorial team, checked 6 September 2026) |
| Free tier | No (vendor-stated, Vendor create-stub page, checked 20 October 2026. No free tier; the vendor states 'With a small fee, you can create a paystub.') Source: Vendor create-stub page |
| Watermark on preview | Yes (verified, Hands-on check by our editorial team, checked 6 September 2026. Confirmed by hand across all ten tools: the on-screen preview carries a watermark and the purchased PDF does not.) |
| Automatic tax calculation | Yes (vendor-stated, Vendor homepage, checked 20 October 2026. Stated as 'the software does automatic calculation'.) Source: Vendor homepage |
| States covered | All 50 states (verified, Confirmed by our editorial team, checked 6 September 2026. Not stated on the vendor's own site; confirmed by us.) |
| Documents produced | Pay stub, W-2, 1099 (MISC, NEC, G, R, INT, DIV, OID, C), 1040 and schedules, W-4, W-9, W-7, 940, 941, 944, 1098, 1065 (vendor-stated, Vendor homepage, checked 20 October 2026. The vendor also states it produces other IRS forms beyond those listed.) Source: Vendor homepage |
| Templates | 10 (vendor-stated, Vendor create-stub page, checked 20 October 2026. Ten named templates listed, including two ADP-style layouts.) Source: Vendor create-stub page |
| Delivery | Instant download and print (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Refund policy | 30-day money-back guarantee (vendor-stated, Vendor FAQ, checked 20 October 2026. Excludes dislike, no longer needing the stub, or altering key details where editing is available.) Source: Vendor FAQ |
| Support | 24/7 live chat, phone +1 (855) 906-2266, email (vendor-stated, Vendor homepage, checked 20 October 2026) Source: Vendor homepage |
| Privacy policy | ThePayStubs privacy policy checked 20 October 2026 |
| Data retention | Not stated by the vendor (checked 20 October 2026) |
What it does well
- Calculates tax withholding automatically from the figures you enter.
- Produces 12 document types: Pay stub, W-2, 1099 (MISC, NEC, G, R, INT, DIV, OID, C), 1040 and schedules, W-4, W-9, W-7, 940, 941, 944, 1098, 1065.
- 10 pay stub templates stated.
Limitations
- $11.99 for a single stub. Volume discounts bring it down substantially.
- Price is not published on the site; you reach checkout before seeing it.
Who it suits
Anyone who also needs W-2s, 1099s or other IRS forms from the same account.
That is our editorial view, formed from the vendor’s published information. It is not a test result — we have not run this tool end to end.
ThePayStubs shows a rating of 4.9/5 from 1,526 reviews on Vendor-reported. We did not collect or verify those reviews and we do not publish a rating of our own.
Alternatives to ThePayStubs
Compare it against the rest of the list in our side-by-side table of paystub generators, or read about these three:
People who need more than a stub — W-2s, 1099s and employment verification from one place.
A low per-stub price with a free first stub, and it handles state-specific items like California SDI and NYC local tax.
Low per-stub cost without a subscription, and 30 stated pay stub templates.
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